Best of
App-first accounts can trade branches for speed, automation, and a simpler fee model. Compare the account and the promotion together.
SoFiSoFi
Checking + savings
Bonus
Up to $400
How to get it
$1,000–$5,000+ qualifying direct deposits
Fee
None
Availability
Nationwide
Expires Dec 31, 2026
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.
AllyAlly
Checking + savings
Bonus
$100
How to get it
Eligibility varies by current promotion
Fee
None
Availability
Nationwide
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.
ChimeChime
Checking account
Bonus
$100
How to get it
$200 qualifying direct deposit
Fee
None
Availability
Nationwide
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.
CurrentCurrent
Fintech checking
Bonus
$50
How to get it
Qualifying direct deposit or campaign activity
Fee
None
Availability
Nationwide
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.
MoneyLionMoneyLion
Fintech checking
Bonus
$100
How to get it
Qualifying direct deposit or in-app activity
Fee
Varies by membership
Availability
Nationwide
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.
OneOne
Fintech checking
Bonus
$100
How to get it
Qualifying direct deposit or referral activity
Fee
None
Availability
Nationwide
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.