SoFiBank account
A structured look at the SoFi promotion: what you can earn, what it asks for, and the details worth checking before you apply.
Qualification path
Open a new SoFi Checking and Savings account.
Complete qualifying deposits within the promotion window.
Maintain direct deposit for at least six months.
At a glance
Offer type
Checking + savings
Availability
Nationwide
Fees
None
APY
Competitive variable APY
States
All states
Expiration
December 31, 2026
What you get
Checking and savings in one login
Early paycheck access
Vaults
$50 at $1,000–$4,999 deposits; $400 at $5,000+
Keep comparing
Chase
Checking account
Bonus
$400
How to get it
$1,000 direct deposit within 90 days
Fee
$12 (waived with qualifying deposits)
Availability
Nationwide
Expires Oct 14, 2026
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.
Wells Fargo
Checking account
Bonus
$400
How to get it
$1,000 direct deposit within 90 days
Fee
$10 (waived with qualifying activity)
Availability
Nationwide
Expires Oct 6, 2026
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.
Bank of America
Checking account
Bonus
Up to $500
How to get it
$2,000–$10,000 direct deposit within 90 days
Fee
$12 (waived with qualifying activity)
Availability
Nationwide
Expires Sep 30, 2026
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.