ChimeBank account
A structured look at the Chime promotion: what you can earn, what it asks for, and the details worth checking before you apply.
Qualification path
Open a new Chime account.
Receive qualifying direct deposits totaling $200.
Review the current offer terms for timing.
At a glance
Offer type
Checking account
Availability
Nationwide
Fees
None
APY
Not listed
States
All states
Expiration
Not listed
What you get
Early direct deposit
SpotMe® eligibility
Mobile-first banking
No monthly fees
Keep comparing
Chase
Checking account
Bonus
$400
How to get it
$1,000 direct deposit within 90 days
Fee
$12 (waived with qualifying deposits)
Availability
Nationwide
Expires Oct 14, 2026
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.
Wells Fargo
Checking account
Bonus
$400
How to get it
$1,000 direct deposit within 90 days
Fee
$10 (waived with qualifying activity)
Availability
Nationwide
Expires Oct 6, 2026
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.
Bank of America
Checking account
Bonus
Up to $500
How to get it
$2,000–$10,000 direct deposit within 90 days
Fee
$12 (waived with qualifying activity)
Availability
Nationwide
Expires Sep 30, 2026
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.