CI
Citi
Checking account
4.3
Bonus
$325
How to get it
Two enhanced deposits totaling $3,000 within 90 days
Fee
$15 (waived with qualifying deposits)
Availability
Nationwide
Expires Oct 16, 2026
Official link pendingDetails
Flexible requirements
Bonuses without direct deposit
Prefer not to move a paycheck? Start with promotions centered on balances, transfers, card spend, or savings funding. Read each institution’s definition carefully.
HU
Huntington
Checking account
3.4
Bonus
$600
How to get it
$25,000 deposited and maintained for 90 days
Fee
$25
Availability
Select states
Expires Sep 30, 2026
Official link pendingDetails
CA
Capital One
High-yield savings
4.0
Bonus
Up to $1,500
How to get it
Deposit $20,000–$100,000+ and hold 105 days
Fee
None
Availability
Nationwide
Expires Oct 31, 2026
Official link pendingDetails
RA
Raisin
High-yield savings
4.0
Bonus
Up to $1,000
How to get it
Deposit $10,000–$200,000+ and maintain 90 days
Fee
None
Availability
Nationwide
Expires Oct 1, 2026
Official link pendingDetails
TD
TD Bank
Savings account
4.0
Bonus
$200
How to get it
Deposit $10,000 within 20 days and hold 90 days
Fee
$5 (waived with balance)
Availability
East Coast
Expires Sep 30, 2026
Official link pendingDetails
AX
Axos
Business banking
3.6
Bonus
Up to $600
How to get it
$50,000 savings balance plus checking activity
Fee
None
Availability
Nationwide
Expires Jan 31, 2027
Official link pendingDetails
U.
U.S. Bank
Business checking
4.7
Bonus
Up to $1,200
How to get it
$5,000–$25,000 new money plus six transactions
Fee
Varies by account
Availability
Nationwide
Expires Sep 27, 2026
Official link pendingDetails
DI
Discover
High-yield savings
4.1
Bonus
$200
How to get it
Eligible new-customer funding offer
Fee
None
Availability
Nationwide
Official link pendingDetails
AL
Ally
Checking + savings
4.0
Bonus
$100
How to get it
Eligibility varies by current promotion
Fee
None
Availability
Nationwide
Official link pendingDetails