Bank account
A structured look at the Raisin promotion: what you can earn, what it asks for, and the details worth checking before you apply.
Qualification path
Open a new Raisin account with code STACK.
Make the qualifying deposit within 14 days.
Maintain deposits for 90 days.
At a glance
Offer type
High-yield savings
Availability
Nationwide
Fees
None
APY
Varies by partner bank
States
All states
Expiration
October 1, 2026
What you get
Compare partner banks
FDIC coverage at partner banks
One cash account
$40 at $10k up to $1,000 at $200k+
Keep comparing
Chase
Checking account
Bonus
$400
How to get it
$1,000 direct deposit within 90 days
Fee
$12 (waived with qualifying deposits)
Availability
Nationwide
Expires Oct 14, 2026
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.
Wells Fargo
Checking account
Bonus
$400
How to get it
$1,000 direct deposit within 90 days
Fee
$10 (waived with qualifying activity)
Availability
Nationwide
Expires Oct 6, 2026
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.
Bank of America
Checking account
Bonus
Up to $500
How to get it
$2,000–$10,000 direct deposit within 90 days
Fee
$12 (waived with qualifying activity)
Availability
Nationwide
Expires Sep 30, 2026
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.